They constantly lose money. By the time they convince Congress to up the postal rate, inflation and market conditions have already exceeded the rate increase. A

They constantly lose money. By the time they convince Congress to up the postal rate, inflation and market conditions have already exceeded the rate increase. All they can do is lessen their losses. They can't add new products without Congress. They are also looking at money services, like basic check cashing, to help the 10+ million US households without regular access to a bank. It could be a great help to many impoverished Americans and, at the same time, boost USPS profits – but it relies on Congress to act. One or two Senators with heavy contributions from check cashing companies could derail, stall, or kill the effort – a net loss to society.