So, this article is talking alot about tech and not so much about the bureaucracy that is involved getting paid online. I'm building a marketplace, airbnb, mod

So, this article is talking alot about tech and not so much about the bureaucracy that is involved getting paid online. I'm building a marketplace, airbnb, model, and have applied to braintree, the process has taken 10 days and counting, so far they have asked for the following documents. - Copy of my passport, - Company registration papers - Bank account statement, - Buisness plan, - Terms of service, - Privacy Policy (Physical address and phone on website, apperently a requirement from VISA/Mastercard) How does Stripe solve this problem? I have never needed to provide a business plan when embedding a YouTube Video. Note, I'm in a country where Braintree's Marketplace offering (or Stripes, or Balanced) is not available. So I'm doing the payouts to the service providers myself.