And that within 60 days, you only pay the premium if you use it, because that's how long they give you to enroll in it. So if you get sick/injured within 60 day

And that within 60 days, you only pay the premium if you use it, because that's how long they give you to enroll in it. So if you get sick/injured within 60 days after being laid off, you can apply for COBRA, pay the premium, and you will be covered retroactively.