The other problem with COBRA is that the insurance company has zero interest in customer service. Insurance companies are famously horrible to deal with, but i

The other problem with COBRA is that the insurance company has zero interest in customer service. Insurance companies are famously horrible to deal with, but if your employer's plan gives you trouble you'll probably complain to HR. If they get enough complaints, they could lose the contract next time around. They have at least some incentive to keep you happy (or at least non-furious) When you're a COBRA customer you're basically on your own. Good luck getting them to pay up on anything. Can we have a single-payer system now? Please?