What if banks compete and start providing a reasonable quality of service? It wouldn't be hard.. they just don't bother because there is no return for the inve

What if banks compete and start providing a reasonable quality of service? It wouldn't be hard.. they just don't bother because there is no return for the investment right now. Bitcoin scares the crap out of me. It looks too much like a criminals dream for me to have any trust in it and the network yet...