"In the keychain" doesn't necessarily mean in the login keychain. You can create as many user keychains as you want, with different passwords. Also, add the key

"In the keychain" doesn't necessarily mean in the login keychain. You can create as many user keychains as you want, with different passwords. Also, add the keychain app to your menubar (via preferences) to get a quick way to manually lock one or all keychains (and alternatively, the whole computer).