In reality there is more risk with simply cooperating, with no risk for exercising your rights. In both cases they could arrest you, but in the first case they

In reality there is more risk with simply cooperating, with no risk for exercising your rights. In both cases they could arrest you, but in the first case they may now have evidence they can use against you. Simply inform the officer you cannot answer any questions. You can be a nice person and still exercise your rights.