If you know what your earning power is and know that you could comfortably pay of the debt in 6 months I don't see the problem. A good hackers 6 month savings

If you know what your earning power is and know that you could comfortably pay of the debt in 6 months I don't see the problem. A good hackers 6 month savings applied to him living a scrappy bootstrapped lifestyle could give a year of living on CC debt.