Yep, I think that's totally fair. European banking infrastructure is definitely superior. I work in payments, believe me I know about the short comings of the

Yep, I think that's totally fair. European banking infrastructure is definitely superior. I work in payments, believe me I know about the short comings of the ACH system :) A lot of my main comment was more about how the Fed/Govt handled/handles the fiat currency of the US and the bailout. On those fronts I think we are doing significantly better than the Euro and Europe's response to the financial crisis.