Keep in mind that we don't really know the full story. There could have been a number of factors preventing her from setting aside 3 months of living expenses.

Keep in mind that we don't really know the full story. There could have been a number of factors preventing her from setting aside 3 months of living expenses. Heck, she might have only been at her job for a few months. The fact that she had a job managing a lot of money suggests to me that she would know how to manage her own, and that it is more likely than not she didn't have the option to save up a large amount of money. Point being, let's not criticize based only on anecdotal evidence.