It is a huge problem, it's bullying people into staying with them. Not everyone would be capable or willing to go through what you say you should do. If you'r

It is a huge problem, it's bullying people into staying with them. Not everyone would be capable or willing to go through what you say you should do. If you're willing to go through it, good for you as it's a good form of protest (they'll get charged a lot for each chargeback). But if it ever gets to the stage where this it is now, it's totally broken.