Don't be so quick to write it off as just debt collection that could get ugly for your clients. It's also equivalent to a payday loan with an APR of ~38.7%! S

Don't be so quick to write it off as just debt collection that could get ugly for your clients. It's also equivalent to a payday loan with an APR of ~38.7%! Still, though, for chronically late clients that you want to fire anyway, it might be a great alternative to waiting.