Bank lending to small businesses is way down since the start of the recession, and if they were inclined to start again they could borrow at nearly zero percent

Bank lending to small businesses is way down since the start of the recession, and if they were inclined to start again they could borrow at nearly zero percent anyway. Bank leadership has been saying they don't see good opportunities. In that climate, Amazon's account makes no difference. See for example http://www.inc.com/jeremy-quittner/wells-fargo-earnings-and-small-business-optimism.html http://www.inc.com/jeremy-quittner/wells-fargo-earnings-and-... http://in.reuters.com/article/2014/07/12/eu-banks-dijsselbloem-idINL6N0PN0EY20140712 http://in.reuters.com/article/2014/07/12/eu-banks-dijsselblo... http://www.forbes.com/sites/cherylsnappconner/2014/07/11/stronger-economy-more-than-federal-policy-will-spur-business-loans-federal-reserve-presidents-say/ http://www.forbes.com/sites/cherylsnappconner/2014/07/11/str...