Most New Yorkers don't own cars, but there are still trips that are very inconvenient by public transit (especially with kids or luggage or ...). So it makes a

Most New Yorkers don't own cars, but there are still trips that are very inconvenient by public transit (especially with kids or luggage or ...). So it makes a lot of financial sense for a lot of people of all means to use taxis/car services occasionally to supplement mass transit, as opposed to buying (and very expensively insuring!) a car for the occasional trip that's hard to take transit for.