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"It's beyond me how you could think that someone who is in such trouble that they have to sell off all means of personal transportation so their children don't

by hoopism 12y ago

"It's beyond me how you could think that someone who is in such trouble that they have to sell off all means of personal transportation so their children don't die of starvation would not deserve some sort of aid...." We can kill that straw man together if you'd like... Who's saying they didn't deserve assistance? I am simply saying that reducing one's liabilities and conveniences can do as much for your bottom line as going and getting a high paying job. In fact, if you reduce your outgoing costs significantly enough (two cars, two insurances) you may be able to find employment that at a lower wage that will allow you to feed your kids comfortably.

nilkn 12y ago
The post you're quoting was in response to FireBeyond, not you. My post was reduced to one snarky line of disagreement. If FireBeyond had a more nuanced point than outright disagreeing with everything I wrote, the onus was on him or her to clarify that. > if you reduce your outgoing costs significantly enough (two cars, two insurances) you may be able to find employment that at a lower wage that will allow you to feed your kids comfortably. Now they have one car (which broke down) and an income which is just enough to feed their kids comfortably. While the threat of starvation has been eliminated, the difficulty of regaining their original income has been increased, as they're now time-poor as well and even potentially lack personal transportation. MMM is not about how to deal with a financial emergency that you weren't prepared for. It's about how to prepare for emergencies in the first place.
- hoopism 12y ago
  Partially true. It's just as much about realizing your finances are in crisis and confronting it as much as it is preventing it. In fact there's large sections of the forum dedicated to just that. Or see here: http://www.mrmoneymustache.com/2013/12/03/reader-case-study-hair-on-fire/ http://www.mrmoneymustache.com/2013/12/03/reader-case-study-... or here: http://www.mrmoneymustache.com/2012/04/18/news-flash-your-debt-is-an-emergency/ http://www.mrmoneymustache.com/2012/04/18/news-flash-your-de... or here: http://www.mrmoneymustache.com/2012/09/15/reader-case-study-the-long-road-to-mustachianism/ http://www.mrmoneymustache.com/2012/09/15/reader-case-study-... Hate to sounds like a MMM fanboy... but they do offer as much helpful advice for those in crisis as they do for those striving to improve. It's just more painful measures when speaking of the former.

by hoopism 12y ago

nilkn 12y ago

The post you're quoting was in response to FireBeyond, not you. My post was reduced to one snarky line of disagreement. If FireBeyond had a more nuanced point than outright disagreeing with everything I wrote, the onus was on him or her to clarify that. > if you reduce your outgoing costs significantly enough (two cars, two insurances) you may be able to find employment that at a lower wage that will allow you to feed your kids comfortably. Now they have one car (which broke down) and an income which is just enough to feed their kids comfortably. While the threat of starvation has been eliminated, the difficulty of regaining their original income has been increased, as they're now time-poor as well and even potentially lack personal transportation. MMM is not about how to deal with a financial emergency that you weren't prepared for. It's about how to prepare for emergencies in the first place.

hoopism 12y ago
Partially true. It's just as much about realizing your finances are in crisis and confronting it as much as it is preventing it. In fact there's large sections of the forum dedicated to just that. Or see here: http://www.mrmoneymustache.com/2013/12/03/reader-case-study-hair-on-fire/ http://www.mrmoneymustache.com/2013/12/03/reader-case-study-... or here: http://www.mrmoneymustache.com/2012/04/18/news-flash-your-debt-is-an-emergency/ http://www.mrmoneymustache.com/2012/04/18/news-flash-your-de... or here: http://www.mrmoneymustache.com/2012/09/15/reader-case-study-the-long-road-to-mustachianism/ http://www.mrmoneymustache.com/2012/09/15/reader-case-study-... Hate to sounds like a MMM fanboy... but they do offer as much helpful advice for those in crisis as they do for those striving to improve. It's just more painful measures when speaking of the former.