Why donate to a only to a charity? Why focus on giving money? -Some charities spend money on so much overhead, you're better off throwing money (or buying meal

Why donate to a only to a charity? Why focus on giving money? -Some charities spend money on so much overhead, you're better off throwing money (or buying meals to throw) at the homeless yourself. -If you pay taxes, countless government programs help the needy. -If you are handy at computer repair, maybe you'll be more useful refurbishing computers to give to underprivileged people rather than giving money to them. This goes if you have any professional skill. Your effort might be more valuable than your money. -Maybe you should invest some of that money now so you have even more money later to donate. Bonus if you invest in yourself becoming a social worker or some other professional in order to do pro bono work for those in need. -Maybe you should invest in ideas that do more or something different than a charity can. If your money can fund the development of something that wipes out a disease, or transports food/medicine/electricity to remote areas, for example. Some of this is long term vs short term stuff. But there's more to helping those in need than donating money to charity.