4 ms·

Chip ATMs will generally only look for the chip and therefore work with the stripe missing. (Many ATMs have two slots, one chip and one stripe) So in most of EU

by jdong 12y ago

Chip ATMs will generally only look for the chip and therefore work with the stripe missing. (Many ATMs have two slots, one chip and one stripe) So in most of EU you should be perfectly fine if you remove or otherwise disable the magstripe on your card. You'll be screwed though if you end up in a situation where your chip doesn't work and need to pay with the stripe fallback (pretty much all cards allow this).

ZoFreX 12y ago
Many companies in the UK now don't allow you to pay with the stripe fallback. Even those that do, the employees often don't know how to put the till in that mode. Found this all out the hard way! Annoyingly I only have the one card and I'm travelling to the US at the end of the month, otherwise I'd give this a go and report back!
sigkill 12y ago
Unfortunately, it doesn't even matter. If the reader detects that you have a chip card, you cannot use the magstripe even if your chip is faulty. The error you will get, after swiping the card, entering the amount and then pressing enter waiting for confirmation will be "PLEASE INSERT CARD". Quite vague but that's exactly what you get.
- jdong 12y ago
  I do not know of any readers that won't let you bypass this. Many terminals have a button that literally says "bypass PIN" that'll let you use the stripe in case the chip fails.
  - sigkill 12y ago
    Interesting. I was using my chip card in a country where chip cards were not really well known till last year. Surprisingly they already had chip-ready readers for easily two years before now so I have personally experienced the part where the cashier is completely baffled with the face of "I've never encountered this error before". Then, I have to operate the terminal, and insert my card (again) and press enter. I do not remember seeing any way to bypass it. I would have loved to do that because by this time it'd already be in my wallet and I cba to remove it again.

by jdong 12y ago

ZoFreX 12y ago

Many companies in the UK now don't allow you to pay with the stripe fallback. Even those that do, the employees often don't know how to put the till in that mode. Found this all out the hard way! Annoyingly I only have the one card and I'm travelling to the US at the end of the month, otherwise I'd give this a go and report back!

sigkill 12y ago

Unfortunately, it doesn't even matter. If the reader detects that you have a chip card, you cannot use the magstripe even if your chip is faulty. The error you will get, after swiping the card, entering the amount and then pressing enter waiting for confirmation will be "PLEASE INSERT CARD". Quite vague but that's exactly what you get.

jdong 12y ago
I do not know of any readers that won't let you bypass this. Many terminals have a button that literally says "bypass PIN" that'll let you use the stripe in case the chip fails.
- sigkill 12y ago
  Interesting. I was using my chip card in a country where chip cards were not really well known till last year. Surprisingly they already had chip-ready readers for easily two years before now so I have personally experienced the part where the cashier is completely baffled with the face of "I've never encountered this error before". Then, I have to operate the terminal, and insert my card (again) and press enter. I do not remember seeing any way to bypass it. I would have loved to do that because by this time it'd already be in my wallet and I cba to remove it again.