Ok, I guess what I mean is eliminating uncertainty in risk profiles. IMO we are headed towards a world with good risk profiling- but I doubt we are anywhere clo

Ok, I guess what I mean is eliminating uncertainty in risk profiles. IMO we are headed towards a world with good risk profiling- but I doubt we are anywhere close to predicting the future with certainty. Insurance companies are identifying things like "Driving at night increases risk of accident". They are nowhere close to, "A blue corvette driven by a 43 year old male will rear-end a ford pinto today"