You don't actually need to force payment for fire. Fire protection is provided by private voluntary for-profit companies in many areas and it's a valuable enoug

You don't actually need to force payment for fire. Fire protection is provided by private voluntary for-profit companies in many areas and it's a valuable enough service that when you borrow money for a mortgage the insurance company generally requires you to have fire insurance and the fire insurance policy in turn requires a fire service subscription, so the free market has created a system where most people just by default are subscribers and the subscription payment is taken out of their mortgage payment with no government force involved at any stage. Then if there's a fire and you're somehow NOT a subscriber you can still call and have them to put out the fire anyway so long as you're willing to reimburse the full (retail) cost of doing so (which is quite expensive!) or your neighbors can call to have them come and stand by to make sure the fire doesn't escape your property to protect the rest of the neighborhood. Police protection is a similar thing - best paid for by subscription in advance rather than on a case-by-case basis.