I ended up doing this, after being tired of having to switch providers every six months from working on startups. Usually the company will let you receive the

I ended up doing this, after being tired of having to switch providers every six months from working on startups. Usually the company will let you receive the healthcare amount as part of your salary, which allows you to purchase your own plan. As a single person with no dependants, I can usually find a cheaper plan individually and end up getting a little more pay. I don't know how this is normally, but it's worked for me so far. I'm clumping this into "yet another reason there should be universal single payer healthcare".