I believe you are incorrect. The law is targeting mostly people in group health plans. Think employer provided plans. So if a person loses their job and then

I believe you are incorrect. The law is targeting mostly people in group health plans. Think employer provided plans. So if a person loses their job and then gets a job without a group plan they may be out of luck. It also requires people in individual plans to not be dropped for health related reasons provided they maintain their coverage. Rates can be increased.