Exactly. Not in that position myself, but I'd guess once you have a certain level of comfort, security and perhaps the option to indulge in some of life's luxur

Exactly. Not in that position myself, but I'd guess once you have a certain level of comfort, security and perhaps the option to indulge in some of life's luxuries, it's much like electricity or running water: desperately, terrifically important and yet so easily taken for granted.