Okay let me try explaining this in a different way since you seem to be materially misrepresenting what I’m saying: 1) A significant number of employers pay th

Okay let me try explaining this in a different way since you seem to be materially misrepresenting what I’m saying: 1) A significant number of employers pay the bare minimum for worker safety [hence OSHA violations being relevant, such companies clearly exist and some miscalculate. I doubt these people are malicious, merely misjudged the minimum] 2) Life insurance policies being paid out on employees creates further incentive to do the bare minimum to comply with OSHA. In addition to not having to spend additional $$s on safety training & equipment, you now also have an investment vehicle to reinforce this behavior. 3) Many companies have more than 65% of their workforce [construction for instance] doing work in situations that require safety training & equipment. The limitation is based on a payroll %. I'm confused why this requires spelling out this verbosely, but there it is. Notice how at no point am I saying any of the stuff you are claiming I am?