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I think the counting cash is more on the merchant side. Managing, securing and depositing cash in your account isn't free(and the cost does often change with t
by sanswork 12y ago
I think the counting cash is more on the merchant side. Managing, securing and depositing cash in your account isn't free(and the cost does often change with the amount).
The fact that you haven't needed to do a chargeback doesn't mean you haven't benefited from the existence of them. The fear of a chargeback forces merchants to act in your best interest.
What hassle did your brother experience with the breach did he not just have a replacement card mailed out?
- hga 12y agoThe details of the hassle weren't mentioned, but if one of mine was breached there would be accounts charging recurring payments that would need the new numbers. It also took a long while for the breach to be realized, they might have had issues with bogus charges on their cards. And it would be at least two cards, one each for him and his wife.
- sanswork 12y agoCredit card companies now a days tend to keep the existing recurring payments going even when they cancel your card for these types of reasons up until it would normally expire so thats not a real problem any more. If they had bogus charges it would have been dealt with the same as any credit card fraud. They would sign a statement that they didn't make the charges. The funds would be reversed and they'd be sent new cards. The fact that they know its related to Target means they probably didn't have those issues.