Maybe it's just because my parents were born in the '30s, and experienced the Great Depression and WWII, and I came of age in the dreadful '70s, but it was alwa

Maybe it's just because my parents were born in the '30s, and experienced the Great Depression and WWII, and I came of age in the dreadful '70s, but it was always a given for me an my siblings that hard times might come again. You need reserves (which include living with the parents, if that's possible), contingency plans---hmmm, both me the eldest and my following sister had to exercise those---etc.