PayPal also grew this way, with collateral damage - until they were slapped with several class action lawsuits, which went through, and (I believe?) they ended

PayPal also grew this way, with collateral damage - until they were slapped with several class action lawsuits, which went through, and (I believe?) they ended up being at least partially classified as a bank. Or threatened with being classified as a bank. Something to that order. In any event, they really had to clean up their act. That's going to happen with Google, too, I would expect, and there's no way they are going to be surprised. If you ask me, it's no different than a chemical manufacturing company deciding that it is more cost-effective to pay the EPA fines than to clean up their act. It's about pure numbers. That is a point of view I will never condone.