3 ms·
Someone in the comments: "what if someone files a chargeback on the card?". Any thoughts on this? By using the machine you've moved from a reversible transact
by brador 12y ago
Someone in the comments: "what if someone files a chargeback on the card?". Any thoughts on this? By using the machine you've moved from a reversible transaction to an ireversible transaction. It looks ripe for scammers to abuse.
At least at a counter they'd have your face on cam, but with this they don't.
- nandemo 12y agoI doubt you could easily initiate a chargeback because: they only accept debit cards, it's a card-present transaction, and presumably the buyer has to enter their PIN. For the sake of the argument, you can still initiate a chargeback even if you don't claim unauthorized use of your card: e.g. you did make a purchase but the merchant didn't deliver the product, or the product was defective and the merchant refused to give you a refund, etc. But I don't think you'll have much luck trying to claim that a bona-fide financial institution gave you something that's not gold.
- pmorici 12y agoThey probably have a camera on the thing that they could go back and get the the photo of the person who did the transaction.
- mindslight 12y agoUntil banks begin routinely scan serial numbers of all incoming notes (and the implications of this filter through to merchants), gold and cash are about equally hard.
- ef4 12y agoThey don't accept credit cards, only debit cards. So it has the same properties as a normal ATM. You can't take cash out of an ATM and then issue a chargeback.