You're asking why have consumer protection systems at all, more or less. And the answer is that some people make poor choices that hurt society as a whole - bot

You're asking why have consumer protection systems at all, more or less. And the answer is that some people make poor choices that hurt society as a whole - both by putting themselves in vulnerable positions, and by rewarding the exploiter's bad behavior. Here's the simple measuring stick: If spending money on IAP is a substitute for skill in terms of game progression, it's a societal negative. It exploits those least able to make good decisions. And it ruins what may have once been good games for the rest of us. What might be a really good game is distorted by the IAP market. You are monetarily rewarded for adding subtle gates that are very difficult to pass without spending money. And worst thing about all this? Ask the people who spend a bunch of money if they really think the game is fun. Go ahead - ask them.