So many people are not aware of this option. I've done it 2-3 times in my life, generally because a company thinks they're going to jerk me around. One was an

So many people are not aware of this option. I've done it 2-3 times in my life, generally because a company thinks they're going to jerk me around. One was an ACH that came from nowhere (still no idea how that happened, and the bank wasn't much help).