I've taken to never carrying the debit card attached to my primary checking account, the one that I receive paychecks in and pay most bills from. I opened a sep

I've taken to never carrying the debit card attached to my primary checking account, the one that I receive paychecks in and pay most bills from. I opened a separate account to carry the debit/ATM card from, and periodically transfer extra money into that. I figure that limits the potential damage and hassle in case the card is ever lost or stolen. Even with that, I never use that card anywhere but the ATM. I suppose you have to be a bit more careful about these things with how easy the internet makes it to steal cards and sell the info to somebody else who can exploit the stolen card info with less risk.