I was going to signup with Fastmail. But the Terms is pretty strict, i.e. they can terminate you without notice, not a warning, also they don't really care abo

I was going to signup with Fastmail. But the Terms is pretty strict, i.e. they can terminate you without notice, not a warning, also they don't really care about refunds, no matter whatever the reason is? I'm hesitated again. Is the hosting-your-own-mail-server the only way out? 8. TERMINATION The Service Provider may terminate your access to any part or all of the Service and any related service(s) at any time, with or without cause, with or without notice, effective immediately, for any reason whatsoever, with or without providing any refund of any payments. The Service Provider may also terminate or suspend your account for inactivity, which is defined as failing to sign-in to the Service for an extended period of time, as determined by the Service Provider. The amount of time that the Service Provider currently considers as an "extended" period of time may be viewed from the Help link. Upon termination of the Service, your right to use the Service immediately ceases. The Service Provider shall have no obligation to maintain any content in your account or to forward any unread or unsent messages to you or any third party. 8.1. NO REFUNDS Any refunds are at the sole discretion of the Service Provider. The Service Provider may choose to make a refund at its sole unfettered discretion, however the Service Provider shall have no obligation to refund any portion of any payments, in the event that You wish to discontinue use of all or part of the Service, or in the event that your access is terminated by the Service Provider.