I've researched this topic myself and find the advice above accurate. > (The budget is tight enough to warrant this.) If your budget is tight then maybe you q

I've researched this topic myself and find the advice above accurate. > (The budget is tight enough to warrant this.) If your budget is tight then maybe you qualify for more tax breaks and incentive programs than you realize. Do a comparison between taking every deduction/credit possible and doing your dividends. IANAL.