My bank use a unique 12 digit number and a PIN I've chosen (and THEN my full name, address, etc). I don't have my account set up for telephone banking. I don'

My bank use a unique 12 digit number and a PIN I've chosen (and THEN my full name, address, etc). I don't have my account set up for telephone banking. I don't go on holidays, except perhaps local expeditions. Easy peasy to get home. Your forged death certificate wouldn't get you very much - I keep the majority of my money in other accounts. Don't get me wrong, although I keep my money fairly secure I know what you're getting at. But, I think it's a big leap of faith to assume that someone who has a go at guessing known easy passwords is also going to fill in their bank account details too.