I can't vouch for anyone else, but I've invested my time and energy in a few different business ideas, one of which might pan out, two of which haven't. If you

I can't vouch for anyone else, but I've invested my time and energy in a few different business ideas, one of which might pan out, two of which haven't. If you're doing that sort of thing, having liquid funds and cash is a hell of a lot more useful than pieces of paper that might suddenly go up in smoke when you need them. I'm not claiming it is ideal, but it does explain some things. Also, there's not really a compelling vision of the future to invest in right now, right? Everything's ruined forever, and getting worse--or so it seems.