-- Edit: On reading other comments, I'd extend the analogy to smoking (and other activities that carry a public risk) by pointing out that there will be a fin

-- Edit: On reading other comments, I'd extend the analogy to smoking (and other activities that carry a public risk) by pointing out that there will be a financial penalty for choosing to drive oneself. Just as smoking is a risk factor that increases health/life insurance premiums, manual driving will also be a factor in calculating insurance premiums.