It's not the first time I stumble upon a mention of a high barrier to entry into becoming a bank customer for poor people. In Africa, technology seems to be so

It's not the first time I stumble upon a mention of a high barrier to entry into becoming a bank customer for poor people. In Africa, technology seems to be solving this problem with mobile money, see e.g. very successful M-Pesa[1]. Perhaps this is a solution the American poor could benefit from, too. [1] http://en.wikipedia.org/wiki/M-Pesa http://en.wikipedia.org/wiki/M-Pesa