It's not that different than contracting a mortgage of asking for a lease to pay a car... Maybe it's not a matter of "affording" the same way most people cann

It's not that different than contracting a mortgage of asking for a lease to pay a car... Maybe it's not a matter of "affording" the same way most people cannot afford to pay for a house on the spot, but I can understand that some people prefer to pay ultimately more money, but a much smaller sum over time.