Looking at the sourced paper, can be downloaded here: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1894445 http://papers.ssrn.com/sol3/papers.cfm?abstract

Looking at the sourced paper, can be downloaded here: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1894445 http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1894445 In 2007, 39% of the people who tried to discharge student loans were successful, 25% full discharge / 14% partial discharge. That is far from just a handful. The problem is, only .01% that could try to discharge students loans even tried. This may be because they didn't think it was even possible for them to win, advised against trying from counsel, or some other reason. The reason for why a person wouldn't try would be a good follow up study.