Many credit hours can be gained at a community college at lower cost, then transferred. The "brand" of your degree will be with the final institution. You have

Many credit hours can be gained at a community college at lower cost, then transferred. The "brand" of your degree will be with the final institution. You have to be very careful about credit hours transferring. This is probably not without risk but saving up to two years' debt @ $60k per year is pretty good motivation.