I don't see anybody claiming that you have to be. It is generally an environment and context that can lead to resources being expended in ways that would be ve

I don't see anybody claiming that you have to be. It is generally an environment and context that can lead to resources being expended in ways that would be very unlikely to happen in more commercial settings, however. Businesses do tend to avoid such mishaps in the first place, or at least manage to stop them earlier.