That pretty much eliminates a lot of the big cities in the US, and a fair amount of the suburbs and smaller cities. Basically, anywhere where you'd be living in

That pretty much eliminates a lot of the big cities in the US, and a fair amount of the suburbs and smaller cities. Basically, anywhere where you'd be living in a building and not a single-family home. (Though a lot of single-family homes are coming under the purview of various associations and societies these days). HOAs are a plague on humanity, but they're very hard to avoid in many circumstances.