I've had my debit card used at least half a dozen time by thieves (they must skim the magnetic information off it at gas stations or something), including a tho

I've had my debit card used at least half a dozen time by thieves (they must skim the magnetic information off it at gas stations or something), including a thousand dollar charge at an ATM while I was abroad. In every case Chase refunded me in full within a few days. This isn't something every bank does?