The people who grew up there don't have any extra wealth. So long as their parents continue to live in the same house, it's all just wealth "on paper". Now, if

The people who grew up there don't have any extra wealth. So long as their parents continue to live in the same house, it's all just wealth "on paper". Now, if they live with their parents, that is certainly a leg up in terms of not paying rent (or paying much less rent), but other than that...