I think consumer goods getting cheap relative to real property and other non-stealable things, and expensive things becoming online services with activation com

I think consumer goods getting cheap relative to real property and other non-stealable things, and expensive things becoming online services with activation components, already is pushing the returns to theft down. Certainly, ATMs, credit cards, ACH payroll, etc. has pushed the returns to theft down (vs when people carried a lot more cash, or kept it in their homes...)