Late 2011 through mid 2012 were probably the lowest points. No, I'm not suggesting your appraiser's valuation is worse than trulia. During the bubble appraiser

Late 2011 through mid 2012 were probably the lowest points. No, I'm not suggesting your appraiser's valuation is worse than trulia. During the bubble appraisers were valueing homes at whatever the ask was because there was nobody to say any different. An appraiser is not a highly trained or skilled person. Their value judgement is crucial so it should be a much more involved process than it is with more than one person's opinion reflected.