Is this a joke? As a designer I looked at two things: their landing page banner and their revamped bill design. Both are terrible. The banner is large bloated

Is this a joke? As a designer I looked at two things: their landing page banner and their revamped bill design. Both are terrible. The banner is large bloated text crushed together, muddled by poor color contrast, offering no reward for making the effort to decipher it. The bill is worse. The "bad" example is exaggerated by fluff (adjustment lines & benefactors) but at least makes a case for what's due when and why. The "good" bill comes off like a phishing scam: you owe us so pay us, in headline print size, without explanation or context. Bad juju.