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My college roommate's dad worked with microfinance companies in India. Every month, a representative from the company would go from town to town collecting mont
by mrshoe 17y ago
My college roommate's dad worked with microfinance companies in India. Every month, a representative from the company would go from town to town collecting monthly payments from the borrowers.
Sometimes the borrower would claim that they could not pay. In that case, the collector was instructed to just sit down and wait for them to pay. The shame of having the collector sitting in their village was overwhelming, and payments were usually made within the hour.
A lot of people try to get away with bad stuff because nobody they know is watching. I'm glad that there are no Anonymous Cowards on HN. It's always interesting to see how differently people behave when their peers' focus is turned on them.
- dan_the_welder 17y agoYou can still be an Anonymous Coward here if there is nothing in your user:about.
- calcnerd256 17y agoor if you have a spare openId lying around
- electromagnetic 17y agoThat doesn't just work with debters, I've done it to electronics retailers who've jerked me around. I was told my phone had water damage when it was in fact over heating, and then they somehow managed to lose it when I asked for it to be returned. I sat in the phone store for about 3 hours watching the guy, and the store front was about 20sqft with a bench. I got a brand new replacement phone out of that one. I've also sat on the line with my cell phone operator for near an hour because they wiped my credit early. I got a full refund and they extended my top-up time by two weeks. People willingly stress themselves out, staying relaxed and using this to your advantage can help you anywhere.
- Semiapies 17y agoA thoughtless person might think there's a difference between being harmlessly stubborn with someone who owes you money and the cops parking a brightly marked armored vehicle in front of someone's house because of supposed offenses.