>There's clearly a lower slope on the log-scale than there was pre-recession, but it is still increasing. Absolutely. Credit contracted pretty much across the

>There's clearly a lower slope on the log-scale than there was pre-recession, but it is still increasing. Absolutely. Credit contracted pretty much across the board from 2008 to about 2010. I'm just not sure the story is "banks were lending to rich companies at low rates while the little guy couldn't get a loan". It seems to me there was a hiccup, then it was business as usual. Let's not forget easy credit was one cause of the depth and length of the Great Recession. I think the ease at which credit was available for a decade pre-recession has skewed our generation's view of "normal" credit conditions.