Keep loans away(unless your country has high inflation). Avoid credit card debt. Buy gold routinely. Try to get your self a own home to stay in, even if you act

Keep loans away(unless your country has high inflation). Avoid credit card debt. Buy gold routinely. Try to get your self a own home to stay in, even if you actually can't stay in it(rent it out). Buy yourself a life insurance and most important of all investments by the time you turn 30 try to get married and have at least one kid. I'm sorry this is a very bad advice. If you, for example, start a company, you will make an order of magnitude more money that you could make by saving it. Also, I don't get the gold advice. Gold is generally an hedge when you have a reasonable amount of assets invested in other areas. Last but not least, being married and having kids is a matter of personal choice and lifestyle.