It could have been a short sale which does not damage your credit as much. Also the house could have been purchased on the dads credit while the condo was purch

It could have been a short sale which does not damage your credit as much. Also the house could have been purchased on the dads credit while the condo was purchased on the moms. Another possibility, it's semi-common in South Florida to "rent to own" in condo type communities, they are usually on bad terms but you don't need to go the normal bank route. There are ways it could happen, though it does strike me as odd the way it was phrased. Source: While I live in the valley now I grew up in Miami and still own a house there.